# Wage Calculator Australia
> Pay and salary calculator. See your take-home pay after PAYG tax, Medicare levy, HECS/HELP and super — updated for the latest ATO rates. Covers income tax, Medicare levy, HECS/HELP, superannuation, and salary sacrifice. All calculations run client-side — no data is sent to any server.

## Calculators
- [Pay Calculator](https://www.wagecalculator.com.au/): Income tax, Medicare, HECS, super calculations
- [Take Home Pay](https://www.wagecalculator.com.au/take-home-pay-calculator): Net pay after PAYG tax, Medicare levy, HECS/HELP and super for any pay frequency
- [Work Hours](https://www.wagecalculator.com.au/work-hours-calculator): Time card calculator for simple weekly or fortnightly rosters — track hours worked, break deductions, user-entered shift loadings, overtime pay, and gross pay
- [Hourly to Salary](https://www.wagecalculator.com.au/hourly-to-salary-calculator): Convert hourly rate to annual salary
- [Reverse Calculator](https://www.wagecalculator.com.au/reverse-salary-calculator): Find gross salary from desired take-home pay
- [Pro Rata Salary](https://www.wagecalculator.com.au/pro-rata-salary-calculator): Scale a full-time (FTE) salary to part-time hours or a part-year contract — pro-rata gross plus net take-home pay, which is never a straight percentage of the full-time figure
- [Fortnightly Pay](https://www.wagecalculator.com.au/fortnightly-pay-calculator): Fortnightly pay after tax from an annual salary or per-fortnight gross — payslip-exact ATO Schedule 1 fortnightly withholding (never annual tax divided by 26), with annual totals for both 26 and 27 payday years
- [Tax Return Calculator](https://www.wagecalculator.com.au/tax-return-calculator): Tax refund or amount-owing estimate from income, deductions and PAYG withheld — LITO, Medicare levy, MLS and HECS/HELP line by line for any supported financial year
- [Bonus Tax Calculator](https://www.wagecalculator.com.au/bonus-tax-calculator): Schedule 5 withholding on bonuses vs the real tax once your return is lodged
- [Tax Withheld Calculator](https://www.wagecalculator.com.au/tax-withheld-calculator): Per-payslip PAYG tax withheld (weekly, fortnightly or monthly) using the exact ATO Schedule 1 (NAT 1004) formula plus the Schedule 8 (NAT 3539) HECS/STSL component. Also known as a PAYG calculator, PAYG withholding calculator, or weekly/fortnightly/monthly tax calculator — covers PAYG withholding from wages, not PAYG instalments on business income
- [HECS Calculator](https://www.wagecalculator.com.au/hecs-calculator): Compulsory HECS/HELP repayment worked out from repayment income under the marginal-rate formula, with payoff strategies compared side by side against extra repayments, indexation modelled year by year across a multi-year projection, and worked examples at common incomes
- [CGT Calculator](https://www.wagecalculator.com.au/cgt-calculator): Capital gains tax calculations
- [GST Calculator](https://www.wagecalculator.com.au/gst-calculator): Add or remove GST, run bulk GST across invoice lines, and estimate a quarterly BAS position
- [Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator): Annual land tax for every levying state and territory — thresholds, trust and company scales, foreign-owner surcharges, with dedicated per-state calculators
- [NSW](https://www.wagecalculator.com.au/land-tax-calculator/nsw): NSW land tax — Revenue NSW thresholds, premium rate and special-trust scale
- [VIC](https://www.wagecalculator.com.au/land-tax-calculator/vic): Victorian land tax — SRO general, trust and absentee-owner scales
- [QLD](https://www.wagecalculator.com.au/land-tax-calculator/qld): Queensland land tax — QRO individual, company and trustee scales with foreign surcharge
- [WA](https://www.wagecalculator.com.au/land-tax-calculator/wa): Western Australia land tax — RevenueWA thresholds, rates and metropolitan region improvement tax
- [SA](https://www.wagecalculator.com.au/land-tax-calculator/sa): South Australian land tax — RevenueSA general and trust scales
- [TAS](https://www.wagecalculator.com.au/land-tax-calculator/tas): Tasmanian land tax — SRO thresholds and current rates
- [ACT](https://www.wagecalculator.com.au/land-tax-calculator/act): ACT land tax — fixed charge plus average unimproved value rates for rented residential property
- [Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator): Transfer/conveyance duty for all eight states and territories — first-home concessions and exemptions, owner-occupier rates and the First Home Owner Grant, with dedicated per-state calculators
- [NSW](https://www.wagecalculator.com.au/stamp-duty-calculator/nsw): NSW transfer duty — Revenue NSW scale, first-home buyer exemptions and concessions
- [VIC](https://www.wagecalculator.com.au/stamp-duty-calculator/vic): Victorian land transfer duty — SRO scale, first-home and principal-place-of-residence concessions
- [QLD](https://www.wagecalculator.com.au/stamp-duty-calculator/qld): Queensland transfer duty — QRO scale, home concession and first home concession
- [WA](https://www.wagecalculator.com.au/stamp-duty-calculator/wa): Western Australia transfer duty — RevenueWA scale, first home owner rate and grant
- [SA](https://www.wagecalculator.com.au/stamp-duty-calculator/sa): South Australian stamp duty — RevenueSA scale and first-home buyer relief
- [TAS](https://www.wagecalculator.com.au/stamp-duty-calculator/tas): Tasmanian property transfer duty — SRO scale and first-home duty exemption
- [ACT](https://www.wagecalculator.com.au/stamp-duty-calculator/act): ACT conveyance duty — scale plus the income-tested Home Buyer Concession Scheme
- [NT](https://www.wagecalculator.com.au/stamp-duty-calculator/nt): Northern Territory conveyance duty — Territory Revenue Office formula and grants
- [Super Projection](https://www.wagecalculator.com.au/super-projection): Superannuation balance projected to retirement in both nominal and inflation-adjusted terms, with a concessional cap check on the contributions you model and a drawdown estimate showing the annual income the projected balance supports if spread evenly from retirement to age 90
- [Contractor Calculator](https://www.wagecalculator.com.au/contractor-calculator): Contractor vs employee comparison
- [Compare Jobs](https://www.wagecalculator.com.au/compare): Side-by-side after-tax comparison of two job offers — net take-home pay, income tax, Medicare levy, HECS/HELP, superannuation, and effective tax rate. Compares two specific offers, not market salary benchmarks
- [Investment Calculator](https://www.wagecalculator.com.au/investment-calculator): Compound interest and investment growth
- [Invest vs Offset](https://www.wagecalculator.com.au/invest-vs-offset-calculator): Lump-sum comparison of mortgage offset vs ASX shares — returns the tax-adjusted breakeven investment return after CGT, dividend tax, and franking credits at your marginal bracket
- [Debt Recycling](https://www.wagecalculator.com.au/debt-recycling-calculator): Models converting non-deductible home loan debt into deductible investment debt — returns the after-tax net benefit, the breakeven investment return, and the years to fully recycle the loan
- [Payslip Generator](https://www.wagecalculator.com.au/payslip-generator): Generate payslips with correct tax withholding
- [Budget Planner](https://www.wagecalculator.com.au/budget-planner): Personal budget planning tool
- [Annual Leave](https://www.wagecalculator.com.au/annual-leave-calculator): Annual leave calculator — NES accrual (4 weeks, 5 for shift workers) pro-rata on hours worked, plus unused-leave payout with leave loading and ATO Schedule 7 withholding: flat rate on genuine redundancy vs 7-step marginal method otherwise
- [Long Service Leave](https://www.wagecalculator.com.au/long-service-leave-calculator): Long service leave for every state and territory — accrued weeks, entitlement and pro-rata termination rules, payout value and Schedule 7 tax, with dedicated per-state calculators
- [Redundancy Payout](https://www.wagecalculator.com.au/redundancy-payout-calculator): Redundancy entitlement weeks under the NES, the genuine-redundancy tax-free limit, ETP tax on the excess, and the net amount after tax
- [Salary Sacrifice](https://www.wagecalculator.com.au/salary-sacrifice): Salary sacrifice savings across super, healthcare, work equipment and novated leases
- [Superannuation](https://www.wagecalculator.com.au/salary-sacrifice/super): Concessional super contributions — tax saving vs take-home impact
- [Healthcare](https://www.wagecalculator.com.au/salary-sacrifice/healthcare): NFP health and charity salary packaging caps and savings
- [Work Equipment](https://www.wagecalculator.com.au/salary-sacrifice/work-equipment): Work-item salary packaging — date-aware estimate for benefits provided through 31 March 2027 and guidance on the 1 April 2027 exemption change
- [Novated Lease](https://www.wagecalculator.com.au/novated-lease-calculator): Novated lease comparison against car loan and cash — EV FBT exemption modelling, post-April-2025 PHEV treatment, pre-tax running costs, weekly cost and take-home impact

## Public Service Salaries
- [Public Service Salaries Hub](https://www.wagecalculator.com.au/public-service-salaries): Federal, state and territory pay scales in one place
- [Australian Public Service (Federal)](https://www.wagecalculator.com.au/public-service-salaries/aps): Australian Public Service (Federal) salary scales and classifications (data reviewed 2026-03-20)
- [NSW Public Service](https://www.wagecalculator.com.au/public-service-salaries/nsw): NSW Public Service salary scales and classifications (data reviewed 2026-04-18)
- [Victorian Public Service](https://www.wagecalculator.com.au/public-service-salaries/vic): Victorian Public Service salary scales and classifications (data reviewed 2026-06-03)
- [Queensland Public Service](https://www.wagecalculator.com.au/public-service-salaries/qld): Queensland Public Service salary scales and classifications (data reviewed 2026-09-14)
- [South Australia Public Service](https://www.wagecalculator.com.au/public-service-salaries/sa): South Australia Public Service salary scales and classifications (data reviewed 2026-04-18)
- [Western Australia Public Service](https://www.wagecalculator.com.au/public-service-salaries/wa): Western Australia Public Service salary scales and classifications (data reviewed 2026-04-18)
- [Tasmania Public Service](https://www.wagecalculator.com.au/public-service-salaries/tas): Tasmania Public Service salary scales and classifications (data reviewed 2026-07-18)
- [Northern Territory Public Service](https://www.wagecalculator.com.au/public-service-salaries/nt): Northern Territory Public Service salary scales and classifications (data reviewed 2026-08-30)
- [Defence Science and Technology Group (DSTG)](https://www.wagecalculator.com.au/public-service-salaries/dstg): Defence Science and Technology Group (DSTG) salary scales and classifications (data reviewed 2026-03-12)
- [Australian Signals Directorate (ASD)](https://www.wagecalculator.com.au/public-service-salaries/asd): Australian Signals Directorate (ASD) salary scales and classifications (data reviewed 2026-07-27)
- [NSW Departmental Officers](https://www.wagecalculator.com.au/public-service-salaries/nsw/departmental): NSW Public Service Departmental Officers stream salary scales — $45,558 to $178,369; data reviewed 2026-04-18
- [NSW Correctional Officers](https://www.wagecalculator.com.au/public-service-salaries/nsw/correctional): NSW Public Service Correctional Officers stream salary scales — $77,406 to $97,285; data reviewed 2026-04-18
- [NSW Youth Justice](https://www.wagecalculator.com.au/public-service-salaries/nsw/youth-justice): NSW Public Service Youth Justice stream salary scales — $73,930 to $178,369; data reviewed 2026-04-18
- [NSW Catering Officers](https://www.wagecalculator.com.au/public-service-salaries/nsw/catering): NSW Public Service Catering Officers stream salary scales — $72,229 to $82,037; data reviewed 2026-04-18
- [NSW Program Officers](https://www.wagecalculator.com.au/public-service-salaries/nsw/program-officers): NSW Public Service Program Officers stream salary scales — $73,057 to $117,440; data reviewed 2026-04-18
- [VIC Legal Officers](https://www.wagecalculator.com.au/public-service-salaries/vic/legal-officer): Victorian Public Service Legal Officers stream salary scales — $67,145 to $263,771; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Allied Health](https://www.wagecalculator.com.au/public-service-salaries/vic/allied-health): Victorian Public Service Allied Health stream salary scales — $62,104 to $263,771; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Science](https://www.wagecalculator.com.au/public-service-salaries/vic/science): Victorian Public Service Science stream salary scales — $72,189 to $263,771; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Custodial Officers](https://www.wagecalculator.com.au/public-service-salaries/vic/custodial-officers): Victorian Public Service Custodial Officers stream salary scales — $63,331 to $277,653; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Community Corrections](https://www.wagecalculator.com.au/public-service-salaries/vic/community-corrections): Victorian Public Service Community Corrections stream salary scales — $72,189 to $191,084; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Sheriff's Officers](https://www.wagecalculator.com.au/public-service-salaries/vic/sheriffs-officers): Victorian Public Service Sheriff's Officers stream salary scales — $62,104 to $191,084; rates effective 2026-05-01; data reviewed 2026-06-03
- [VIC Youth Justice](https://www.wagecalculator.com.au/public-service-salaries/vic/youth-justice): Victorian Public Service Youth Justice stream salary scales — $62,104 to $191,084; rates effective 2026-05-01; data reviewed 2026-06-03
- [QLD Professional](https://www.wagecalculator.com.au/public-service-salaries/qld/professional): Queensland Public Service Professional stream salary scales — $50,482 to $163,552; rates effective 2026-09-01; data reviewed 2026-09-14
- [QLD Technical](https://www.wagecalculator.com.au/public-service-salaries/qld/technical): Queensland Public Service Technical stream salary scales — $50,482 to $139,941; rates effective 2026-09-01; data reviewed 2026-09-14
- [QLD Operational](https://www.wagecalculator.com.au/public-service-salaries/qld/operational): Queensland Public Service Operational stream salary scales — $43,386 to $114,374; rates effective 2026-09-01; data reviewed 2026-09-14
- [QLD Safe Food Queensland](https://www.wagecalculator.com.au/public-service-salaries/qld/safe-food-queensland): Queensland Public Service Safe Food Queensland stream salary scales — $52,674 to $163,552; rates effective 2026-09-01; data reviewed 2026-09-14
- [SA Country Fire Service](https://www.wagecalculator.com.au/public-service-salaries/sa/country-fire-service): South Australia Public Service Country Fire Service stream salary scales — $60,932 to $137,297; rates effective 2026-07-01; data reviewed 2026-04-18
- [SA Dental Officers](https://www.wagecalculator.com.au/public-service-salaries/sa/dental-officers): South Australia Public Service Dental Officers stream salary scales — $122,114 to $245,985; rates effective 2026-07-01; data reviewed 2026-04-18
- [SA Grant Funded Scientists](https://www.wagecalculator.com.au/public-service-salaries/sa/grant-funded-scientists): South Australia Public Service Grant Funded Scientists stream salary scales — $73,533 to $176,325; rates effective 2026-07-01; data reviewed 2026-04-18
- [WA Specified Calling](https://www.wagecalculator.com.au/public-service-salaries/wa/specified-calling): Western Australia Public Service Specified Calling stream salary scales — $86,377 to $255,846; rates effective 2026-06-13; data reviewed 2026-04-18
- [WA Legal Grade](https://www.wagecalculator.com.au/public-service-salaries/wa/legal-grade): Western Australia Public Service Legal Grade stream salary scales — $108,278 to $273,991; rates effective 2026-06-13; data reviewed 2026-04-18
- [TAS Professional Stream](https://www.wagecalculator.com.au/public-service-salaries/tas/professional): Tasmania Public Service Professional Stream stream salary scales — $79,356 to $228,493; data reviewed 2026-07-18
- [TAS Senior Executive Service](https://www.wagecalculator.com.au/public-service-salaries/tas/senior-executive): Tasmania Public Service Senior Executive Service stream salary scales — $160,757 to $315,821; data reviewed 2026-07-18
- [TAS Health & Human Services](https://www.wagecalculator.com.au/public-service-salaries/tas/health): Tasmania Public Service Health & Human Services stream salary scales — $55,187 to $194,052; data reviewed 2026-07-18
- [NT Professional Officers](https://www.wagecalculator.com.au/public-service-salaries/nt/professional): Northern Territory Public Service Professional Officers stream salary scales — $73,100 to $171,482; data reviewed 2026-08-30
- [NT Technical Officers](https://www.wagecalculator.com.au/public-service-salaries/nt/technical): Northern Territory Public Service Technical Officers stream salary scales — $63,957 to $126,079; data reviewed 2026-08-30
- [NT Physical Officers](https://www.wagecalculator.com.au/public-service-salaries/nt/physical): Northern Territory Public Service Physical Officers stream salary scales — $63,931 to $125,458; data reviewed 2026-08-30
- [NT Port Service Workers](https://www.wagecalculator.com.au/public-service-salaries/nt/port-service): Northern Territory Public Service Port Service Workers stream salary scales — $81,239 to $99,573; data reviewed 2026-08-30
- [NT Correctional & Industries](https://www.wagecalculator.com.au/public-service-salaries/nt/correctional): Northern Territory Public Service Correctional & Industries stream salary scales — $110,267 to $138,078; data reviewed 2026-08-30

## ADF Pay
- [ADF Pay Hub](https://www.wagecalculator.com.au/adf-pay): Australian Defence Force pay rates across all three services — Army, Navy, Air Force — with rank-by-rank salary scales and 16.4% employer super
- [Navy Pay Rates](https://www.wagecalculator.com.au/adf-pay/navy): Navy salary scales by rank, increment and trainee schedule
- [Army Pay Rates](https://www.wagecalculator.com.au/adf-pay/army): Army salary scales by rank, increment and trainee schedule
- [Air Force Pay Rates](https://www.wagecalculator.com.au/adf-pay/air-force): Air Force salary scales by rank, increment and trainee schedule
- [ADF Cross-Service Salary Comparison](https://www.wagecalculator.com.au/adf-pay/compare): Side-by-side rank equivalency table across Navy, Army, and Air Force permanent schedules with NATO pay grade codes

## Nursing Salaries
- [Nursing Salaries Hub](https://www.wagecalculator.com.au/nursing-salaries): Nurse salaries by role, state and sector — registered nurses, enrolled nurses, nurse practitioners and midwives across public hospital, aged care and private practice, with per-state public-hospital pages, a national Nurses Award page and take-home pay
- [Queensland](https://www.wagecalculator.com.au/nursing-salaries/qld): Queensland nurse and midwife pay — Queensland Health public-hospital scales by grade, plus aged-care and private rates
- [New South Wales](https://www.wagecalculator.com.au/nursing-salaries/nsw): New South Wales nurse and midwife pay — NSW Health public-hospital scales by grade, plus aged-care and private rates
- [Victoria](https://www.wagecalculator.com.au/nursing-salaries/vic): Victorian nurse and midwife pay — public health service scales by grade, plus aged-care and private rates
- [Western Australia](https://www.wagecalculator.com.au/nursing-salaries/wa): Western Australia
- [South Australia](https://www.wagecalculator.com.au/nursing-salaries/sa): South Australia
- [Northern Territory](https://www.wagecalculator.com.au/nursing-salaries/nt): Northern Territory
- [Australian Capital Territory](https://www.wagecalculator.com.au/nursing-salaries/act): Australian Capital Territory
- [Tasmania](https://www.wagecalculator.com.au/nursing-salaries/tas): Tasmania
- [Nurses Award](https://www.wagecalculator.com.au/nursing-salaries/award): Fair Work Nurses Award 2020 minimum pay rates for aged care and private-sector nurses nationally

## Teacher Salaries
- [Teacher Salaries Hub](https://www.wagecalculator.com.au/teacher-salaries): School teacher salaries by state, sector and career stage — government, Catholic and independent school pay scales, per-state pages, a national teachers' award page and take-home pay
- [New South Wales](https://www.wagecalculator.com.au/teacher-salaries/nsw): New South Wales teacher pay — government school classroom, leadership and principal scales, plus Catholic and independent school rates
- [Victoria](https://www.wagecalculator.com.au/teacher-salaries/vic): Victorian teacher pay — government school classroom, leading-teacher and learning-specialist scales, plus Catholic school rates
- [Queensland](https://www.wagecalculator.com.au/teacher-salaries/qld): Queensland teacher pay — government school classroom and leadership scales, plus Catholic school rates
- [Western Australia](https://www.wagecalculator.com.au/teacher-salaries/wa): Western Australia
- [South Australia](https://www.wagecalculator.com.au/teacher-salaries/sa): South Australia
- [Tasmania](https://www.wagecalculator.com.au/teacher-salaries/tas): Tasmania
- [Australian Capital Territory](https://www.wagecalculator.com.au/teacher-salaries/act): Australian Capital Territory
- [Northern Territory](https://www.wagecalculator.com.au/teacher-salaries/nt): Northern Territory
- [Teacher Award](https://www.wagecalculator.com.au/teacher-salaries/award): Educational Services (Teachers) Award 2020 minimum pay rates for non-government school teachers nationally

## Award Pay Rates
- [Award Pay Rates Hub](https://www.wagecalculator.com.au/awards): Fair Work modern award minimum pay rates by industry — classification levels, pay points, hourly, casual and annual rates
- [SCHADS Award](https://www.wagecalculator.com.au/awards/schads): SCHADS award (MA000100) minimum pay rates — social and community services levels 1–8 with Equal Remuneration Order rates, crisis accommodation, family day care and home care, with an interactive level and pay-point calculator

## Land Tax
- [New South Wales Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/nsw): Revenue NSW thresholds, rates and surcharges
- [Victoria Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/vic): State Revenue Office Victoria thresholds, rates and surcharges
- [Queensland Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/qld): Queensland Revenue Office thresholds, rates and surcharges
- [Western Australia Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/wa): RevenueWA thresholds, rates and surcharges
- [South Australia Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/sa): RevenueSA thresholds, rates and surcharges
- [Tasmania Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/tas): State Revenue Office Tasmania thresholds, rates and surcharges
- [Australian Capital Territory Land Tax Calculator](https://www.wagecalculator.com.au/land-tax-calculator/act): ACT Revenue Office thresholds, rates and surcharges

## Stamp Duty
- [New South Wales Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/nsw): Revenue NSW transfer duty, first-home concessions and grant
- [Victoria Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/vic): State Revenue Office Victoria land transfer duty, first-home concessions and grant
- [Queensland Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/qld): Queensland Revenue Office transfer duty, first-home concessions and grant
- [Western Australia Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/wa): RevenueWA transfer duty, first-home concessions and grant
- [South Australia Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/sa): RevenueSA stamp duty, first-home concessions and grant
- [Tasmania Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/tas): State Revenue Office Tasmania property transfer duty, first-home concessions and grant
- [Australian Capital Territory Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/act): ACT Revenue Office conveyance duty, first-home concessions and grant
- [Northern Territory Stamp Duty Calculator](https://www.wagecalculator.com.au/stamp-duty-calculator/nt): Territory Revenue Office stamp duty, first-home concessions and grant

## Long Service Leave
- [New South Wales Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/nsw): NSW Industrial Relations accrual, entitlement and pro-rata payout rules
- [Victoria Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/vic): Wage Inspectorate Victoria accrual, entitlement and pro-rata payout rules
- [Queensland Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/qld): Queensland Industrial Relations accrual, entitlement and pro-rata payout rules
- [Western Australia Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/wa): WA Private Sector Labour Relations accrual, entitlement and pro-rata payout rules
- [South Australia Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/sa): SafeWork SA accrual, entitlement and pro-rata payout rules
- [Tasmania Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/tas): WorkSafe Tasmania accrual, entitlement and pro-rata payout rules
- [Australian Capital Territory Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/act): WorkSafe ACT accrual, entitlement and pro-rata payout rules
- [Northern Territory Long Service Leave Calculator](https://www.wagecalculator.com.au/long-service-leave-calculator/nt): NT Government accrual, entitlement and pro-rata payout rules

## Guides
- [Guides Hub](https://www.wagecalculator.com.au/guides): Plain-English guides to tax, super, HECS and pay
- [How Income Tax Works in Australia](https://www.wagecalculator.com.au/guides/australia-income-tax): Tax brackets, marginal vs effective rates, LITO, Medicare levy, and HECS — everything in one place.
- [Medicare Levy Surcharge Calculator](https://www.wagecalculator.com.au/guides/medicare-levy-surcharge): Check whether you owe the surcharge, find your tier and rate, and weigh private hospital cover against the cost.
- [Why Your Bonus Looks Over-Taxed](https://www.wagecalculator.com.au/guides/bonus-tax): Why bonus withholding looks high on a payslip, what the actual tax is, and how HECS and MLS can change the result.
- [How Shift Loadings & Penalty Rates Are Taxed](https://www.wagecalculator.com.au/guides/shift-loading-tax): Why penalty rates and shift loadings are not taxed at a higher rate, how much of a loading you actually keep, and when super applies to them.
- [HECS/HELP Repayment Guide](https://www.wagecalculator.com.au/guides/hecs-help-repayment): How HECS repayments are calculated, the minimum threshold, indexation, and whether to pay it off early.
- [Complete Salary Sacrifice Guide](https://www.wagecalculator.com.au/guides/salary-sacrifice): What salary sacrifice is, how it saves tax, and which types (super, cars, healthcare) are available.
- [Superannuation Contributions Guide](https://www.wagecalculator.com.au/guides/superannuation-contributions): Concessional caps, non-concessional caps, Division 293, voluntary contributions, and carry-forward.
- [Debt Recycling Guide](https://www.wagecalculator.com.au/guides/debt-recycling): How converting non-deductible home loan debt into deductible investment debt works, the split-loan structure, and when it is worth doing.
- [Capital Gains Tax Guide](https://www.wagecalculator.com.au/guides/capital-gains-tax): How CGT works, the 50% discount for assets held over 12 months, and how gains interact with income tax.
- [2027 CGT Reform Guide](https://www.wagecalculator.com.au/guides/capital-gains-tax-2027-reform): Cost-base indexation, the 30% minimum tax, the new-build election, and transitional rules for the 1 July 2027 CGT reform.
- [2027 Negative Gearing Reform Guide](https://www.wagecalculator.com.au/guides/negative-gearing-2027-reform): 1 July 2027 NG reform: losses confined to property income, three transitional bands, and the new-build exception explained.
- [Contractor vs Employee Tax Differences](https://www.wagecalculator.com.au/guides/contractor-vs-employee): Tax, super, GST, and leave entitlements — the key differences between being a contractor and an employee.
- [Australian Tax Return Checklist](https://www.wagecalculator.com.au/guides/tax-return-checklist): What to gather before lodging your tax return — deductions, payment summaries, investment income, and more.
- [The Standard Deduction for Work Expenses](https://www.wagecalculator.com.au/guides/standard-deduction): The automatic work-related deduction: what it is worth, why claiming small work expenses changes nothing, and what replaced the old no-receipt rule.
- [How Much Tax Will I Get Back?](https://www.wagecalculator.com.au/guides/tax-refund-guide): What actually creates a tax refund, why some people still owe, and how to estimate the result before lodging.
- [Fortnightly Take-Home Pay Explained](https://www.wagecalculator.com.au/guides/fortnightly-take-home-pay): How fortnightly pay is calculated, why it isn't half your monthly pay, and how to read the fortnightly line on your payslip.
- [Novated Lease Tax Savings Explained](https://www.wagecalculator.com.au/guides/novated-lease): How novated leasing reduces your tax, the EV FBT exemption, and whether it makes sense for you.
- [How Australian Payslips Work](https://www.wagecalculator.com.au/guides/payslip-generation): What must be on a Fair Work payslip, how earnings, tax, super and HECS are shown, and how to generate one yourself.
- [Genuine Redundancy Tax Explained](https://www.wagecalculator.com.au/guides/redundancy-tax): How redundancy payouts are taxed: the tax-free limit formula, ETP rates and caps, and the leave, super and HECS side rules.
- [Work From Home & Car Expense Deductions](https://www.wagecalculator.com.au/guides/work-from-home-tax-deductions): Claim home-office and work car costs the right way — the fixed rate, cents per kilometre, and logbook methods compared, with worked examples.

## Reference
- [Tax Rates](https://www.wagecalculator.com.au/tax-rates): Income tax brackets, Medicare levy, HECS/HELP thresholds and super rates in year-by-year reference tables, with a dedicated page for each supported financial year
- [Weekly Tax Table](https://www.wagecalculator.com.au/tax-rates/weekly-tax-table): Weekly tax table — PAYG amounts withheld per week computed from the ATO Schedule 1 formula, with tax-free threshold, no-threshold and study-loan (STSL) columns
- [Fortnightly Tax Table](https://www.wagecalculator.com.au/tax-rates/fortnightly-tax-table): Fortnightly tax table — PAYG amounts withheld per fortnight computed from the ATO Schedule 1 formula, with tax-free threshold, no-threshold and study-loan (STSL) columns
- [Monthly Tax Table](https://www.wagecalculator.com.au/tax-rates/monthly-tax-table): Monthly tax table — PAYG amounts withheld per month computed from the ATO Schedule 1 formula, with tax-free threshold, no-threshold and study-loan (STSL) columns
- [About](https://www.wagecalculator.com.au/about): Who builds and reviews the calculators
- [Authors](https://www.wagecalculator.com.au/author): Editorial and review team

## Salary Snapshots
- [$60,000 Salary](https://www.wagecalculator.com.au/salary/60000): Take-home pay breakdown for a $60,000 salary
- [$70,000 Salary](https://www.wagecalculator.com.au/salary/70000): Take-home pay breakdown for a $70,000 salary
- [$80,000 Salary](https://www.wagecalculator.com.au/salary/80000): Take-home pay breakdown for a $80,000 salary
- [$90,000 Salary](https://www.wagecalculator.com.au/salary/90000): Take-home pay breakdown for a $90,000 salary
- [$100,000 Salary](https://www.wagecalculator.com.au/salary/100000): Take-home pay breakdown for a $100,000 salary
- [$120,000 Salary](https://www.wagecalculator.com.au/salary/120000): Take-home pay breakdown for a $120,000 salary
- [$150,000 Salary](https://www.wagecalculator.com.au/salary/150000): Take-home pay breakdown for a $150,000 salary
- [$200,000 Salary](https://www.wagecalculator.com.au/salary/200000): Take-home pay breakdown for a $200,000 salary

## Hourly Rate Conversions
- [$25 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/25): Annual salary and take-home pay for $25/hour at a 38-hour week
- [$30 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/30): Annual salary and take-home pay for $30/hour at a 38-hour week
- [$31 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/31): Annual salary and take-home pay for $31/hour at a 38-hour week
- [$32 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/32): Annual salary and take-home pay for $32/hour at a 38-hour week
- [$33 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/33): Annual salary and take-home pay for $33/hour at a 38-hour week
- [$34 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/34): Annual salary and take-home pay for $34/hour at a 38-hour week
- [$35 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/35): Annual salary and take-home pay for $35/hour at a 38-hour week
- [$36 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/36): Annual salary and take-home pay for $36/hour at a 38-hour week
- [$37 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/37): Annual salary and take-home pay for $37/hour at a 38-hour week
- [$38 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/38): Annual salary and take-home pay for $38/hour at a 38-hour week
- [$39 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/39): Annual salary and take-home pay for $39/hour at a 38-hour week
- [$40 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/40): Annual salary and take-home pay for $40/hour at a 38-hour week
- [$41 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/41): Annual salary and take-home pay for $41/hour at a 38-hour week
- [$42 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/42): Annual salary and take-home pay for $42/hour at a 38-hour week
- [$43 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/43): Annual salary and take-home pay for $43/hour at a 38-hour week
- [$44 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/44): Annual salary and take-home pay for $44/hour at a 38-hour week
- [$45 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/45): Annual salary and take-home pay for $45/hour at a 38-hour week
- [$50 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/50): Annual salary and take-home pay for $50/hour at a 38-hour week
- [$55 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/55): Annual salary and take-home pay for $55/hour at a 38-hour week
- [$60 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/60): Annual salary and take-home pay for $60/hour at a 38-hour week
- [$65 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/65): Annual salary and take-home pay for $65/hour at a 38-hour week
- [$70 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/70): Annual salary and take-home pay for $70/hour at a 38-hour week
- [$75 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/75): Annual salary and take-home pay for $75/hour at a 38-hour week
- [$80 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/80): Annual salary and take-home pay for $80/hour at a 38-hour week
- [$100 an Hour](https://www.wagecalculator.com.au/hourly-to-salary/100): Annual salary and take-home pay for $100/hour at a 38-hour week

## Key Facts
- All calculations use official ATO rates for the 2026-27 financial year
- Calculations run entirely client-side in the browser — no data is sent to servers
- Data sourced from ATO, Fair Work Australia, APSC Enterprise Agreements, state government awards
- Superannuation Guarantee rate: 12% from 1 July 2025
- Medicare levy: 2% of taxable income above the low-income threshold
- ADF employer superannuation: 16.4% (well above the civilian Super Guarantee)
- ADF pay rates effective 06 November 2025 under the ADF Workplace Remuneration Arrangement
- Tax brackets include revised Stage 3 cuts effective 1 July 2024
- Public service salary data covers 10 federal, state and territory jurisdictions plus the ADF (Army, Navy, Air Force)
- HECS/HELP minimum repayment threshold (2026-27): $69,528
- Concessional super contributions cap: $32,500
- Income tax brackets (2026-27): 0% on $0–$18,200; 15% on $18,201–$45,000; 30% on $45,001–$135,000; 37% on $135,001–$190,000; 45% on $190,001+